Accident Excess in Singapore Car Rentals: What Drivers Should Know

Many drivers in Singapore only discover how important accident excess is after an accident happens. Recent news and online discussions have highlighted cases where drivers were shocked by very high accident charges, sometimes reaching several thousand dollars.

This has made accident excess one of the most important factors to consider when choosing a car rental company, especially for PHV drivers and short term renters.

What Is Accident Excess

Accident excess is the amount a driver must pay in the event of an accident before insurance coverage applies. If the excess is high, drivers may face a large out of pocket expense even for minor accidents. Some platforms and rental providers have significantly higher excess amounts, which can come as a surprise to drivers who are not aware of the fine print.

Fresh Cars Accident Excess Policy

At Fresh Cars, we believe in transparent and reasonable accident excess so drivers are not caught off guard.

Our accident excess is as follows:

1. Without CDW
The accident excess is 2,180 dollars

2. With CDW added
The accident excess is reduced to 654 dollars

This gives drivers the option to lower their financial risk and have greater peace of mind while renting.

Why Lower Accident Excess Matters

For PHV drivers and short term renters, a single accident can already be stressful and disruptive. A high accident excess can make the situation much worse by adding unexpected financial pressure.

Choosing a rental company with a lower and clearly stated excess helps drivers:

1. Avoid large surprise payments
2. Better manage personal and business cash flow
3. Reduce stress during accident situations
4. Make informed rental decisions

What Drivers Should Always Check Before Renting

Before confirming any car rental, drivers should always ask:

1. What is the accident excess
2. Is there an option to reduce excess with CDW
3. Are there any additional hidden charges
4. How transparent is the company about accident costs

Choosing a Rental Company You Can Trust

At Fresh Cars, we focus on clarity, fairness, and support for our drivers. Our goal is to make sure customers fully understand their coverage and costs before they drive, so there are no unpleasant surprises later. Understanding accident excess is not just about saving money. It is about protecting yourself and choosing a rental partner that values transparency and trust.